BY USING THIS CARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. This card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Mastercard International. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014. Card program administered by Cascade Financial Technology Corp.
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* Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.
** Standard messaging and data rates from your mobile carrier may apply.
*** Additional fees may apply.
**** A fee may be applied at out of network or third party ATMs
***** There is no fee from VamosPay for this service. However, a third-party may charge for this service. For real time availability of your funds, the fee may vary from 2% to 5%, with a $5.00 minimum fee. There is no fee for standard availability, which is 10 days. Please see www.ingomoney.com/small-business-faq to find exact fees for a mobile check load. These fees are subject to change by the third-party. See Section 8a. of the Cardholder Agreement.
******* For Terms and Conditions related to the Unifund Debt reduction offer, please see the disclosures below.